2013 seems to be the year of finance.
Today, January 31, 2013, Hubby and I are starting a month long financial challenge. We're cutting my income down by almost half (53% to be exact) and putting the remaing 47% into savings/paying off credit (we don't have much debt, so most will go into savings).
I know, we're nuts - but in a good way.
We're challenging ourselves to see how little we can really live on.
Can we really go with only eating at home, and not spending money on entertainment?
Can we really be disciplined enough to stick to our budget and not over spend?
We'll see, I'll let you know how it goes...